VA Refinance-o-Meter

Is it time to refinance your VA loan? Worried you’re missing out on a better rate?

Then take two seconds and sign up here for a monthly update on exactly that!! You deserve the peace of mind that you won’t miss a refinance opportunity without having to open all of that junk mail.

Junk Mail

If you have a VA loan, then you’ve seen all the junk mail about refinancing. Some of it looks like it came from the government themselves. Other ads imply it’s your last chance for some program that could end. But, your gut instinctively tells you there’s a salesman on the other end of that 800 number who’s highly trained in their craft of getting you to say yes to something that will make them a commission, but might not be much of a benefit to you.

The Market

Rates go up and down, leaving you with the overwhelming task of watching them on top of everything else in life. Sometimes they get on a role and trend down over time, but then they trend back up seemingly overnight. And vice-verse. If you’re weren’t watching, would you miss an opportunity?

Our solution

We offer a simple update on what your real options are for a streamlined, VA refinance on the first of the month, every month. Not some BS numbers based on an ‘ideal client’ who has perfect credit and everything else. We leave those games to the junk mail people. Instead, the numbers we send are based on your credit score, your current rate, your loan amount and the other details from your actual loan.

This is something we automatically do for all of our past clients with VA loans and we can do it for you too. It’s free and it is a VA program that never expires!

For most Veterans, this means they get a chart that shows how great their current rate is, and that it’s probably not time to refinance. Another month where they can sleep good at night knowing they haven’t missed an opportunity and can continue to throw away all the junk mail.

You don’t need to be a past client of ours to get this update.

If you’d like to have us send you numbers specific to you, we just need 7 simple pieces of information (no SSN or credit pull – we promise).

Get your own Refinance-O-meter

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© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

*This does not include a denial issued after the pre-approval that is based on changed circumstance including quitting your job. getting laid off. losing your income, property issues from appraisal or inspection, or negotiation issues with the other party. The program is valid only if: ll The Borrower provides MHL with complete and accurate information for the loan application at the time of pre-approval. 2] The borrower provides MHL with all additional required information/documentation during the loan approval. The program is NOT valid if: ll The borrower changed loan products or terms. 2] The loan denial is due to the borrower's actions. omissions or delays that change their circumstance. or is due to those of an unaffiliated third party. 3] The borrower's application of loan documentation contains fraudulent information or material misrepresentations. 4] Anything else in the home purchase process causes a termination of the contract including seller issues, appraisal issues, or inspection issues.

**The close on time program does not include any undue delays in Military Home Loans receiving requested items to close from either party. The program does not include any unforeseen delays due to repairs, negotiations, or 3rd party delays. VA joint loans do not qualify for the 28 day close program. The 28 day countdown starts from the date the fully executed ratified purchase agreement is received by Military Home Loans with all addendums. Valid only for VA loan purchases in the state of CA, AZ, TX, VA NC, FL, TN. Not valid for any other loan program. This program is not assignable or transferrable and we reserve the right to withdraw. terminate. or amend this program at any time without notice except when eligibility for the program is reached prior to our withdrawal. termination or amendment. Should you qualify to receive a payment, the check will be mailed to your home address within 10 days of your loan denial. Any payment we make may be reported to the IRS on a Form 1099-MISC.

***Finance charges may be higher over the life of the loan. Consult with your loan advisor for details.