You Are One Step Closer To Owning Your Dream Home!
Get Up To $5,000 Of Closing Costs Covered†
Pre-Approval & Close On-Time Promises
Expert Guidance On Buying Or Refinancing A Home
If you are active duty or a veteran, you’ve found a team that will work hard for you. Whether you are refinancing or looking to buy a home, we’ll guide you through the entire process. Learn how we can help you by clicking the button below.
Get Up To $5,000 Of Your Closing Costs Covered With Our Welcome Home Program
Don’t let high closing costs stop you from owning your dream home. Our Welcome Home Program makes it easy for former & current service members to land the home they truly desire and benefit from their military home loan.
Helping Veterans Find Their Home Since 2004
We believe YOU deserve to own a home within the country you’ve helped defend.
Since 2004, we've helped over two thousand veterans & active-duty members achieve their financial goals.
From landing your dream home to feeling confident in making the right refinance decisions - we’ll make the entire process easy for you & your family.
Discover Our Unmatched Benefits
Feel confident in finding your dream home with a team who's got your back, from start to finish!
GET YOUR CLOSING COSTS COVERED
We’ll cover up to $5,000 of your closing costs depending on your VA loan amount with our Welcome Home Program.†
OUR PRE-APPROVAL PROMISE
Get pre-approved in as little as 24 hours. If our pre-approval is later denied, we’ll pay you $1,500.*
OUR CLOSE ON-TIME PROMISE
We promise to close your loan in 28 days or we’ll pay you $500.**
NO SURPRISE COSTS
We believe in complete transparency. With us, there are no hidden fees or surprises.
Hear From Satisfied Homeowners… You Could Be Next!
“We have done 3 transactions with Military Home Loans and all 3 times we were very satisfied. We highly recommend them to family and friends because the team knows their stuff and always answers all of our questions in a timely manner and overall communicated with us the whole way through.”
- Jalwin Y.
“I just closed on my house yesterday and I still cannot believe how easy the entire process was! I worked with Eric Edwards and Shiraney Sim. Both were very professional and always provided timely responses to my questions. I would highly recommend this lender.”
- Justin L.
“We felt like we were a part of the Military Home Loans family from the very beginning which helped us feel at ease. The entire process of buying a home was made clear, what to expect, potential roadblocks and what owning a home entails. We are so happy in our new home and are very thankful for the team at Military Home Loans.”
- Jennifer M.
“Another flawless re-fi with Clay Murray and Shiraney Sim!! They were able to lock in a rate that hasn't been seen in decades! We are once again, overly pleased with the diligent communication and extremely fast execution of our re-fi working with Military Home Loans! This is our third time going through Clay and Shiraney, and we never considered going elsewhere.”
- Mrs. G.
How to Get Started
STEP 1
CONTACT US
Click the button below to reach out and speak to our team.
STEP 2
GET THE PERSONAL GUIDANCE YOU NEED
Let us guide you and your family through the entire buying & refinancing process.
STEP 3
ENJOY YOUR SMART DECISION
Proudly step into your new home or enjoy the benefits of a smart refinance.
CONTACT US
Click the button below to reach out and speak to our team.
GET THE PERSONAL GUIDANCE YOU NEED
Let us guide you and your family through the entire buying & refinancing process.
ENJOY YOUR SMART DECISION
Proudly step into your new home or enjoy the benefits of a smart refinance.
Are you feeling overwhelmed?
Buying a home or refinancing doesn’t have to be a daunting experience!
Get pre-approved in as little as 24 hours & close on time so you can move in as planned.
We believe in complete transparency. With us, there are no surprise costs or hidden fees.
Take full advantage of your military home loan and all your unique VA benefits.
- Francisco Q.
I am forever grateful for the services that Clay and Shiraney provided us. From start to finish they were there, and we couldn’t have asked for a better team to help us with getting approved for our first home. Clay was kind enough to provide weekly progress reports until we finally closed and finalized our loan to keep all parties aware of what to expect next. We had a target close date of 17 days after our offer was accepted and they made it happen with no issues! Thank you for making our experience of buying our first home special!
Waikiki, Honolulu, HI
- Hannah S.
Clay and Shiraney did an awesome job guiding my husband and me through the home buying purchase; this was our first time. Clay started with an initial meeting to ensure we fully understood the VA loan process. Then the pre-approval process was a breeze. Once we found the right home, they made the process easy and updated and checked in with us every step of the way. I had a ton of questions and they answered them all promptly, no matter how small. They worked very hard to ensure the loan closed on time. We did end up closing a day late but that was because we were waiting on the escrow company, and one day is really not a big deal. The letter that was attached to our offer was a great incentive for the sellers to choose us because it was clear that Military Home Loans had done their due diligence during the pre-approval process. We all know how hard it can be as a VA buyer to compete with conventional and cash buyers in this market, but we had a great team behind us and that made all the difference. I would not hesitate to use this company again for refinancing or another real estate purchase.
Escondido, CA
- Frances D.
Second time using Military Home Loans and once again did not disappoint!!!!!! Clay and Shiraney were amazing! They made the process so smooth and got us an unheard-of interest rate! They know what they are doing and make you feel like family. Shiraney was on top of everything, and we closed before our initial anticipated close date. I cannot thank your team enough, you guys really made the entire home buying process easy and stress-free while being so efficient!!!!! Thank you guys again for getting us in our forever home!!!
Escondido, CA
- Erin B.
Clay and his team were amazing to work with. This was our first home purchase and we needed it to be done within 60 days due to our landlord selling our current home. In the first conversation we had, he laid everything out in layman’s terms because I have no experience in home buying or shopping for loans. I felt comfortable in my understanding and whenever I had questions, the team answered me in a timely manner. They give you updates at every stage of the loan process and are so friendly and efficient when it comes to document collection. My realtor and escrow company said that Clay and his team were quick and thorough. They’ve allowed us to close on our house in just 30 days! Thanks, Clay, Shiraney, and the team for all your hard work!
Corona, CA
- Adam J Danielson
Highly Recommend
Excellent service. Clay and his team are on top of the entire process. Nothing is missed. I’m always informed before anything happens. Professional, confident, trustworthy.
San Diego, CA