VA Closing Costs Assistance Program | Military Home Loans

VA Closing Costs Assistance Program


Military Homebuying Program

This special program exclusively for VA buyers.
Our thank you for your sacrifices

Reserve Your Funds Now


CASH Promises for YOUR Peace of Mind

Why working with us is different

Up to


Closing Costs Promise

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Up to


Pre-Approval Promise

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Up to


28 Day Close Promise

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3 Steps to Your Dream


Reserve Your Funds

Easily reserve your money online, it only takes 20 seconds.


Get Pre-Approved

Quickly but thoroughly get pre-approved so you know your loan will go through.


Find Your Home

Work with a VA specialist agent to close on your dream home.

This special program is only for VA buyers purchasing in California

Reserve Your Funds

Struggling with closing costs?  We were too!

Many families can afford the payment but barely have enough money for closing costs.  For us, that struggle was 20 years ago when we bought our first home.  The problem continues today.  Here’s the solution.

Closing Costs Promise

Up to $5,000 of your closing costs covered.

Here’s the breakdown on how much you get:

  • Total Loan Amount
  • $100k - $199k
  • $200k - $299k
  • $300k - $399k
  • $400k - $499k
  • $500k - $599k
  • $600k - $699k
  • $700k - $799k
  • $800k - $899k
  • $900k - $999k
  • $1,000,000+
  • Closing Costs Covered
  • $500
  • $1,000
  • $1,500
  • $2,000
  • $2,500
  • $3,000
  • $3,500
  • $4,000
  • $4,500
  • $5,000

Pre-Approval Promise

$1500 to the buyer

If our Pre-approval is later denied.

We ask for everything upfront.  Yes, this is more work than other lenders, but it’s so you know there’s going to be no surprises.  We’re so confident in this, that if your loan is denied after we pre-approved you, we’ll pay you $1500. *

Close On-Time Promise

$500 to the buyer

If the deal doesn’t close in 28 days or what you negotiated with the seller (whichever is greater).

Every day that a closing is delayed costs everyone money.  Some lenders claim they’ll close on time, at Military Home Loans, if we cause a delay in your loan closing, we will pay the buyer $500. **

Still have questions?

Or give us a call 619-422 5900

*This does not include a denial issued after the pre-approval that is based on changed circumstance including quitting your job, getting laid off, losing your income, property issues from appraisal or inspection, or negotiation issues with the other party. The program is valid only if:  1) The Borrower provides MHL with complete and accurate information for the loan application at the time of pre-approval. 2) The borrower provides MHL with all additional required information/documentation during the loan approval.   The program is NOT valid if:  1) The borrower changed loan products or terms.  2)  The loan denial is due to the borrower’s actions, omissions or delays that change their circumstance, or is due to those of an unaffiliated third party.  3)  The borrower’s application of loan documentation contains fraudulent information or material misrepresentations.  4)  Anything else in the home purchase process causes a termination of the contract including seller issues, appraisal issues, or inspection issues.

**The close on time program does not include any undue delays in Military Home Loans receiving requested items to close from either party.  The program does not include any unforeseen delays due to repairs, neogtiations, or 3rd party delays.  VA joint loans do not qualify for the 28 day close program.  The 28 day countdown starts from the date the fully executed ratified purchase agreement is received by Military Home Loans with all addendums.

Valid only for VA loan purchases in the state of California.  Not valid for any other loan program. This program is not assignable or transferrable and we reserve the right to withdraw, terminate, or amend this program at any time without notice except when eligibility for the program is reached prior to our withdrawal, termination or amendment.   Should you qualify to receive a payment, the check will be mailed to your home address within 10 days of your loan denial.  Any payment we make may be reported to the IRS on a Form 1099-MISC.