In 1996, Ken and Karen Bates, now both military veterans, bought their first home with a $500 deposit and a VA loan. They were confident and educated but, in reality had no idea what they were doing or even what questions to ask. All they wanted was a reliable person to help them out; someone who knew and understood VA loans and their family’s situation and provide options so they could make the best decision. Someone who would make sure all the dots were connected and ensure that the loan would go through smoothly and not fall through due to some overlooked technicality. But it didn’t seem like that existed. That is one reason Ken and Karen started Military Home Programs in 2004, which became Military Home Loans in 2014, to help veterans like you. Today, Ken and Karen have been helping veterans like you with their VA loans for more than 16 years!